__________________________

Hey, It's Tiger

____________________

His Story Comes Back Tonight!

Top 7 Cities For Single Parents

Through our extensive year long research we came up with our Top 7 Cities for Single Parents to live. This means that more single parents live in:

Los Angeles

Houston

Dallas

Chicago

Detroit

Miami

New York

Check back with us each week as we feature each one of these cities and what they bring to our families. Meet single parent features from each city, each week.

Do you know a single parent family from one of our top cities? Let us know who they are and how to contact them to maybe feature them in upcoming highlights!!!!

______________________

A Tip A Week Right Here

Rules for scoring a low-interest mortgage have become stricter, and homebuyers must be savvy and well prepared to land any home loan. Below is the 1st tip to make your homebuying and refinancing odyssey more successful in 2010.

Tip 1 - Consider an adjustable-rate mortgage.

In late 2009, one in 20 borrowers was obtaining adjustable-rate mortgages. As mortgage rates rise in 2010, the proportion of ARM borrowers is expected to grow.

The most popular adjustable is the 5/1 ARM, which carries an introductory rate that lasts five years, and then can change annually thereafter. Typically, the introductory rate on 5/1 ARM is lower than the rate on a 30-year fixed. That makes the 5/1 ARM a viable option for borrowers who are sure they will sell their homes within five or six years, before the monthly payments have a chance to skyrocket.

A fixed-rate mortgage is probably the safest option for homebuying. But for people who plan to sell their homes within a few years, a hybrid ARM is worth considering.

_________________

Tip #2:

Know your credit.

As the mortgage world goes back to basics, good deals require high credit scores. Until recently, it took a credit score of 720 or higher to get the best combination of fees and points. Now the best homebuying deals go to borrowers with credit scores of 740 or higher.

Tip #3 next week!